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Check the list of Tata Capital-approved universities for education loans abroad. Learn about loan amounts, eligibility, and the application process.
Tata Capital, the financial services company of the Tata Group, has made remarkable progress in helping students achieve their educational goals. Tata Capital launched its educational loan services in December 2023, and since then, the financial company has received over 6,000 applications. This strong demand reflects that Tata Capital is a reliable source of financial assistance for students.
Moreover, Tata Capital sanctions the loan amount before the confirmation of admission which ensures that students can secure their seats in desired universities without financial constraints. This blog will help you navigate the loan process and will educate you about the top universities approved by Tata Capital, which in turn help you make informed decisions for your education abroad.
Features | Details |
---|---|
Nationality |
Indian |
Age |
18 to 35 years |
Loan Amount |
US Universities:
Non-US Universities:
|
|
|
Qualification |
Completed 10+2/diploma |
Accepted Co-applicant |
Father, mother, brother, sister, spouse |
Loan Tenure |
Up to 13 Years |
Processing Fee |
1% + GST |
Repayment During Moratorium |
PSI / SI / EMI |
Minimum Co-Applicant Income |
INR 25,000 and above |
Insurance |
Upto 2% of the Loan amount |
Accepted Collateral |
Property, fixed deposit, Existing Tata Capital home loan for cross collateral. |
If you are considering applying for an education loan through Tata Capitals, then you should meet the eligibility criteria set by them.
You can secure funding through a Tata Capital education loan at competitive interest rates. Your chosen university must fall under the Tata Capital education loan abroad university list pdf to avail the benefits offered by them. They have two categories of loan products: Platinum and Gold for US and non-US countries. If you qualify for the Platinum category, you can secure better loan terms like higher loan amounts and lower interest rates. The table below will help you understand the loan offerings of Tata Capital.
Tata Capital bifurcates universities into the following tiers for students aiming for their higher education in the US.
Category | Maximum Unsecured Loan Amount | Interest Rate |
---|---|---|
Platinum |
Up to INR 75 lakhs |
Starts from 11.25% p.a |
Gold |
Up to INR 55 lakhs |
11.25%-11.75% |
Tata Capital offers the following categories for students admitted to universities outside the US.
Category | Maximum Unsecured Loan Amount | Interest Rate |
---|---|---|
Platinum |
Up to INR 50 lakhs |
12% - 13% |
Gold |
Up to INR 30 lakhs |
12% - 13.5% |
You must ensure that you are enrolled in the Tata Capital education loan college list abroad to avail of the benefits of the Tata Capital education loan.
List of Universities |
|
Florida State University |
Duke University |
Cornell University |
Baylor University |
Georgia State University |
Boston University |
Columbia University |
Brown University |
Drexel University |
Arizona State University |
California Institute of Technology |
Emory University |
American University |
Kent State University |
Johns Hopkins University |
Iowa state university |
Harvard University |
Illinois State University |
Massachusetts Institute of Technology MIT |
Michigan State University |
Indiana University Bloomington |
Stony Brook University State University of New York SUNY |
Pennsylvania State University |
Princeton University |
Ohio state university |
Oregon state university |
Purdue University |
Stanford University |
New York University |
University of Pittsburgh |
List of Universities |
|
Adelphi University |
University of Dayton |
Widener University |
University of Cumberland |
University of Akron |
University of Colorado Denver |
Ball State University |
University of Utah Eccles |
University of California San Francisco |
Southern Arkansas University |
University of North Dakota |
South Carolina State University |
Campbell university |
Butler University |
East Carolina University |
Biola University |
DePaul University |
Central Michigan University |
Clark University |
Florida Atlantic University |
Aderson University |
West Virginia University |
University of Louisville |
Lewis university |
Morgan State University |
Idaho State University |
Western Illinois University |
University of New Orleans |
Mississippi State University |
University of San Francisco |
List of Universities |
|
Cambrian College of Applied Arts and Technology |
American Institute of Applied Sciences in Switzerland |
Fleming College |
Dublin Business School |
Conestoga College |
Charles Sturt University |
European School of Management ESCP Ecole Superieure de Commerce de Paris |
EMLYON Business School |
Cardiff University |
British University in Dubai |
Amity University Dubai |
Esade Business School |
EDHEC |
Dalhousie University |
George Brown College |
Murdoch University |
McMaster University |
McGill University |
Griffith University |
Kedge Business School |
James Cook University |
HAN university of applied sciences |
Humber College |
Monash University |
Royal Military College of Canada |
SRH Berlin |
National University of Singapore |
The London School of Economics and Political Science |
University of Oxford |
University of Victoria British Columbia |
List of Universities |
|
University of Aberdeen |
University of Dundee |
University of Lincoln |
North Island College |
Universite du Quebec |
University of Brighton |
University of Derby |
Brandon University |
Bishops University |
University of Lethbridge |
University of Hull |
Northern Lights College |
INSEAD The Business School for the World |
Lakehead University |
Glasgow Caledonian University |
Kingston University, London |
Univeristy of Salford |
Nottingham Trent University |
University of East London |
University of Plymouth |
University of Sussex |
Universite Saint Paul |
Oxford Brookes University |
Mount Allison University |
International College of Management Sydney |
Queensland University of Technology |
National College of Ireland |
University of Limerick |
University of Windsor |
Geneva School of Diplomacy and International Relations |
Tata Capital does not publicly disclose a comprehensive list of approved foreign universities for Tata Capital education loans since they assess universities based on their recognition standards. However, you can consider reaching out to the education loan department of Tata Capital via their official website or visiting a local branch. Their representatives can provide specific information regarding the eligibility of your selected university or college. Moreover, you can also initiate a loan application with Tata Capital, providing information about your chosen course and institution. This process will help you determine whether your selected university falls under the Tata Capital education loan list of universities abroad or not.
Applying for a Tata Capital education loan to study abroad involves several steps. Follow our guide to navigate the loan process of Tata Capital.
Refer to Tata Capital Education Loan Disbursement Process for the detailed process.
Tata Capital has emerged as a reliable source for students who are looking for education loans abroad. Understanding the Tata Capital abroad education loan university list and eligibility criteria is crucial and can simplify the process for you. However, exploring multiple lenders to find the best loan offer can be challenging for you. This is where GyanDhan assists you! We simplify your loan application process by comparing it with multiple lenders. We help you secure the best terms at lower interest rates. With us, you can focus on achieving your career goals without stressing about the funds. Check your loan eligibility with GyanDhan today and do not let a lack of funds hold you back from achieving your dreams!
Tata Capital offers loan amounts of up to INR 75 lakhs for students for students enrolled under the Platinum category universities in the USA and INR 50 lakhs for Platinum universities in non-US countries.
The loan approval process can take 7 to 15 working days after submission of your documents.
A student must have a minimum of 60% marks in their most recent qualification.
A financial co-applicant is required for loan approval.
You can apply online through the Tata Capital website or by visiting the nearest branch.
The minimum income of the co-applicant should be INR 25,000. Moreover, your co-applicant’s Fixed Obligation to Income Ratio (FOIR) must be at least 65%
The loan amount can cover tuition fees, living expenses, travel costs, study materials, and other education-related expenses.
Tata Capital provides loans for Graduation/post-graduation degrees from recognized universities, PhD, executive, and other courses from reputed universities.
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