The JN Tata Endowment for the Higher Education of Indians is a loan scholarship for Indian students to pursue master’s, PhD, and postdoctoral studies abroad. This merit-based scholarship was established in 1892 by Jamsetjee Nusserwanjee Tata and has been awarded to 5,600 students to date. Beneficiaries will get an amount between INR 1 - 10 Lakh at an annual interest of 2%, which needs to be repaid in five equal installments within the third and seventh years.
Scholarship details |
Offered by |
Tata Trusts |
Amount granted |
Upto 10 Lakhs |
Type of scholarship |
Merit-based |
Level of program |
Graduate, Undergraduate and Diploma |
Application deadline |
March 31,2025 (tentative) |
Availability |
Indian students only |
Official URL |
J N Tata endowment scholarship |
What are the Benefits of the JN Tata Loan Scholarship?
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Eligible Fields: Open to a wide range of disciplines including Biology, Economics, Psychology, Computer Science, Environment, Humanities, Healthcare, Physics, and more.

What are the Eligibility Criteria for the JN Tata Loan Scholarship?
Students can apply for the JN Tata Loan Scholarship at the beginning of their studies or anytime before 12 months of course completion. Below are the primary eligibility criteria an applicant must keep in mind:
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Program Type: Applicants must be admitted to a recognized postgraduate-level program abroad (referred to as a Graduate Program). Undergraduate studies, distance learning, online courses, seminars, workshops, training programs, and paper presentations are not eligible.
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Application Timing:
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Candidates currently in the final year of their degree or awaiting results can apply.
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Applicants already studying abroad may apply at the end of their first year or the start of their second year, provided one full academic year remains.
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Candidates may apply even without an offer letter at the time of application but must update their status upon securing admission.
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Repeat Applications:
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Applicants who were not selected in previous years or were selected but could not avail of the scholarship are welcome to reapply.
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Previous JN Tata scholars who have fully repaid their loan amount are also eligible to apply again.
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Ineligible Candidates:
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Those planning to pursue undergraduate studies, diplomas based on high school qualifications, or courses in India.
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Applicants pursuing programs via online or distance modes.
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Those applying for seminars, conferences, or short-term training programs abroad.
How to Apply for the JN Tata Loan Scholarship?
Eligible candidates can apply for the scholarship by visiting the official website. Register on the website for a successful application. After applying, note the system-generated reference number for future use.
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Selection Process for the JN Tata Loan Scholarship?
Phase 1: Online Application Submission (Deadline – 23rd March 2025):
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Applicants must submit personal, academic, and professional details along with a Statement of Purpose (SoP).
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Required documents (in grayscale PDF format) include:
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Recent passport-size photo (500x500 px, JPEG)
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Aadhar card
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Passport (first and last page)
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Academic transcripts/mark sheets
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Statement of Purpose (max 800 words; original, plagiarism-free, focused on academic goals and university choice)
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Additional documents for working professionals:
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Work experience certificate (previous employer)
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Appointment letter (current employer)
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Latest ITR or 3 months' salary slips
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Once submitted, no changes can be made in the portal; edits must be requested via email with reference number.
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Applicants must validate their form before submission.
Phase 2: Aptitude Test:
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Shortlisted candidates will receive an email notification a week in advance.
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Test focuses on critical thinking and problem-solving; not subject-specific.
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Candidates will receive detailed guidelines, including technical requirements and a mock test.
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Test results are communicated via email within a week.
Phase 3: Technical Interview with Subject Expert:
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Selected candidates will undergo an online interview (via Microsoft Teams/Zoom) between April and June.
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Before the interview, candidates must update their application with:
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Additional documents required:
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Admission letter (mandatory)
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Final year mark sheets and degree certificate
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GRE/GMAT/TOEFL/IELTS/PTE scorecards
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Certificates of merit, extra-curriculars, and research/projects (if any)
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Updated resume
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Cost of education breakdown and funding plan
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One Letter of Recommendation addressed to “The Trustees of the J N Tata Endowment” (details of recommender only are to be submitted; the Endowment will reach out directly)
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The interview assesses subject knowledge and academic preparedness; performance in this round carries the most weight.
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Second-year applicants will also be evaluated based on their first-year academic transcripts.
Phase 4: Final Selection:
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Selected candidates will be notified by mid-July via email.
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Upon acceptance of the loan scholarship, the following documents must be uploaded:
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Candidate’s PAN card and cancelled cheque/bank statement
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Guarantor’s PAN card, Aadhar card, income proof (latest ITR), and passport-size photo (500x500 px, JPEG)
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Post visa and flight booking, candidates must fill a data sheet and upload travel documents on the portal.
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A formal appointment (in-person or online) will be scheduled to complete legal formalities. Both the candidate and guarantor must sign documents at the Endowment office.
Guarantor Requirements:
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A guarantor is mandatory and shares liability with the candidate.
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Preferred guarantors include parents, guardians, spouses, or in-laws.
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In special cases, other relatives (siblings, uncles, aunts, etc.) or non-relatives (with prior approval) may serve as guarantors.
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Documents Required
The following documents are required to apply for the JN Tata Endowment scholarship:
Academic Documents:
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Letter of admission from the university
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Final year mark sheets and degree certificate
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Official transcripts from previous institutions
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Standardized test scorecards (GRE/GMAT/TOEFL/IELTS/PTE)
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Statement of Purpose (SOP)Letters of Recommendation (LORs)
Professional & Supporting Documents:
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Curriculum Vitae (CV) or Resume
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Work experience certificates (if applicable)
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Research or project work documents (if any)
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Certificates of scholarships, academic rankings, or prizes
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Certificates of extra-curricular achievements
Financial Documents:
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Estimated cost of education
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Source of funds declaration
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Candidate’s PAN card
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Candidate’s cancelled cheque or latest bank statement
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Guarantor’s PAN card and Aadhaar card
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Guarantor’s income proof or latest filed Income Tax Return (ITR)
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Financial/tax documents as required
Personal Documents:
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Passport-size photograph (500x500 pixels, JPEG format)
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Guarantor’s passport-size photograph (same format)
What are the contact details of the JN Tata Loan Scholarship?
Address: Mulla House, Fort, Mumbai-400001
TELEPHONE: 022- 6665 7774/7198/7681
E-MAIL: jnte@tatatrusts.org
FOR APPLICATION-RELATED QUERIES: jnteapplication@tatatrusts.org
Disclaimer: The information provided on this page is taken from the official website of JN Tata Endowment. Refer to the original site for changes in dates and other information.

Frequently Asked Questions
Which courses are eligible for JN Tata Endowment Scholarship?
There is no limitation on eligible courses to apply for JN Tata Endowment Scholarship.
What GPA is required for JN Tata Endowment Scholarship?
Although there is no fixed minimum GPA requirement, students must have outstanding academic merit to win the JN Tata Endowment Scholarship.
What is the duration for JN Tata Endowment Scholarship?
The JN Tata Endowment Scholarship is available for the duration of the course.
Which countries are eligible to apply for the JN Tata Endowment Scholarship to study abroad?
There is no fixed list of eligible countries for the JN Tata Endowment Scholarship. The scholarship can be secured for any country if the student has an exceptional profile.
How will be the online test for the JN Tata Endowment Scholarship?
The online test for the JN Tata Endowment Scholarship is designed to assess the student’s thinking skills. Students need to give answers to 40 questions within 60 minutes, which will be based on reading comprehension, math logic, and critical thinking.